Terms of Service
Last Updated: November 15, 2023
Welcome to Nipizo Bigibo Financial Education. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
1. Account Registration
To access certain features of our services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate and complete.
2. Subscription and Payments
Our services are offered on a subscription basis. By subscribing, you agree to pay all applicable fees. Subscription fees are billed in advance on a monthly or annual basis and are non-refundable.
3. User Conduct
You agree not to engage in any of the following prohibited activities:
- Copying, distributing, or disclosing any part of our services in any medium
- Using any automated system to access our services in a manner that sends more request messages than a human could reasonably produce
- Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions
- Taking any action that imposes an unreasonable load on our infrastructure
- Uploading invalid data, viruses, worms, or other software agents
- Collecting or harvesting any personally identifiable information from our services
- Using our services for any illegal purpose or in violation of any laws
4. Intellectual Property Rights
The design of our services and all text, graphics, information, content, and other material displayed on or that can be downloaded from our services are protected by copyright, trademark, and other laws. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from our services.
5. Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis without any warranties of any kind. We do not warrant that the services will be uninterrupted, timely, secure, or error-free.
6. Limitation of Liability
In no event shall Nipizo Bigibo, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.
7. Indemnification
You agree to defend, indemnify, and hold harmless Nipizo Bigibo and its licensees and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of the services.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.
9. Changes to Terms
We may modify these Terms at any time. If we make changes, we will provide notice of such changes by updating the "Last Updated" date at the beginning of these Terms. Your continued use of our services after any modification constitutes your acceptance of the modified Terms.
10. Termination
We may terminate or suspend your account and bar access to the services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Nipizo Bigibo Financial Education
123 Cyber Avenue, Toronto, ON M5V 2T6, Canada
Email: legal@nipizo-bigibo.sbs
Phone: +1 4376071908